The problem with dogs is the expensive liability claims against the dog owners. Homeowners insurance pays out for dog bites or other dog-related injuries—such as a fall when a dog jumps on someone or runs at them. The average dog bite claim has been around $44,760, according to the Insurance Information Institute.
To rein in costs, many home insurance companies have lists of banned dogs—cases where the insurer won’t provide coverage if a customer owns the breed. Not all home insurers have strict lists of banned dog breeds. Some take dog bite problems on a case by case in deciding whether to offer insurance to the owner.
To read more on this story, click here: Dog Breeds Banned By Home Insurance Companies
