The Pet Tree House - Where Pets Are Family Too : Homeowners Insurance The Pet Tree House - Where Pets Are Family Too : Homeowners Insurance
Showing posts with label Homeowners Insurance. Show all posts
Showing posts with label Homeowners Insurance. Show all posts

Monday, March 9, 2015

Woman Says After Her Home Caught Fire, The Insurance Company is Refusing to Pay Her Claim, Because She Owns A Pit Bull


Picture of kitchen after fire
East Rockaway, NY - A woman says after her home caught fire, she contacted Adirondack Insurance, who is refusing to pay her claim.

Their reason…she owns a pit bull.

Mary Grace O'Brien, lives on Lawrence Street, with her three children and multiple pets.

In October, her dryer caught fire, and gutted the entire house. The family has been living with a friend.

The insurance company says that they were unaware that she owned a pit bull. She claims they never asked about any of her six pets.

"They produced a letter with a signature on the bottom," O'Brien says. "I had never seen it before and it said I have no pets. I have cats and I have dogs. I would never say that I have no pets. Nobody ever asked me."

Adirondack Insurance says pit bulls are on their list of prohibited dogs listed on their guidelines.

A broker from Sidakas Insurance Agency in Queens sold O'Brien the policy. She believes they lifted her signature from another document and put it on the application in question.

The insurance company is refusing to make a statement.

She is now filing a lawsuit against both Insurance companies.

What are your thoughts?

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Thursday, May 24, 2012

Legal Rights of Dog Bite Victims in the USA



Most states and the District of Columbia impose liability on a dog owner for all dog bites even if the dog previously was a "good dog." The victim is compensated through the dog owner's homeowners or renters insurance. A minority of states observe the "one bite rule" which shields a dog owner from liability unless he knew that it tended to bite, or caused the bite negligently or intentionally, or violated a leash law or other animal control law.


For more information on the legal rights of dog bite victims, visit the websites below:
Legal Rights of Dog Bite Victims in the USA
If Your Dog Bites Someone
One Bite Rule


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